For directors with £1m+ in company assets
Surplus cash, property or investments in your trading company can trigger 40% Inheritance Tax and cause you to lose Business Property Relief (BPR).
We help you move assets out — while you stay in control as nominee directors.
Is HMRC Targeting Your Cash?
The risk
If surplus cash is 20%+ of the balance sheet, turnover, or director time, HMRC can strip your BPR.
That means your shares go from 0% IHT to 40% IHT.
3 Ways To Protect Your Business
Your options
Move £1m+ of company assets into a new Fidco.
IHT free from day 1. Protect BPR. You remain in control.
Learn more →Put legal ownership of your shares into a protected structure.
Immediate IHT protection. Keep BPR. Asset protection.
Learn more →Move brand, property and IP out of the trading company.
Protect from trading risk. Create rental income.
Learn more →Frequently Asked Questions
Your questions answered
£1m in combined company assets. There is no upper limit.
No. You and your fellow directors become nominee directors of Fidco. You are effectively the trustees and keep full control.
No. Assets transferred from a limited company to Fidco are IHT free from day 1.
Yes. Removing surplus cash helps your trading company keep 100% BPR on shares.
Yes. Cash can be loaned back to the trading company on commercial terms.
Directors of trading companies with £1m+ in surplus assets.
We will review your balance sheet and tell you which structure fits.
Book Your Free BPR Health Check
No jargon. No obligation.
Disclaimer: General guidance only. Seek independent legal and tax advice.
Brandan Blake International
68 King William Street, London EC4N 7HR
Telephone: +44 (0) 203 540 1593
Email: Leeon@brandanblake.org
